View Item 
  •   STIE Ekuitas Home
  • Research Report
  • Proceeding
  • View Item
  •   STIE Ekuitas Home
  • Research Report
  • Proceeding
  • View Item
JavaScript is disabled for your browser. Some features of this site may not work without it.

Analysis Of Factors Affecting Implementation Banking Intermediation Function (Study On Regional Development Bank All Over Indonesia Year 2012 )

Thumbnail
View/Open
Daftar Isi (67.95Kb)
RR00011 - Herry Achmad Buchory (431.7Kb)
Date
2021-01-05
Author
Buchory, Herry Achmad
Metadata
Show full item record
Abstract
Regional Development Bank in Indonesia was established to accelerate the growth of the economy. But in reality the contribution of BPD to Gross Domestic Product in 2012 was still relatively small, it is allegedly not optimal implementation intemediasi banking functions by BPD indicated by the Loan to Deposit Ratio (LDR) are still low. The purpose of this study was to analyze the factors that affect the implementation of intermediation include Capital Adequacy Ratio (CAR) , Net Interest Margin (NIM ) , the ratio of operating expenses to operating income (BOPO), Non Performing Loan (NPL), and Return on Assets (ROA) . The method used is descriptive and verification method, with secondary data from financial statements 26 all over Indonesian Regional Development Bank as a research object units. Data analysis technique is the multiple linear regression, hypothesis testing while using t - test to examine the effect of partial variables and test - F to examine the effect of variables simultaneously with a significance level of 5 %. Based on the results it is concluded that partial CAR, NIM, BOPO and ROA positive and significant effect on LDR. While the NPL but no significant negative effect on LDR. Simultaneously CAR, NIM, BOPO, NPL and ROA significantly influence the level of influence of LDR with 55.7 % and the rest is influenced by other factors not examined.
URI
http://repository.ekuitas.ac.id/handle/123456789/1225
Collections
  • Proceeding

Copyright ©  Library of STIE Ekuitas
Jl. P.H.H Mustofa No.31 Bandung 40124 West Java Indonesia
Contact Us | Send Feedback
All rights reserved 2015 - @ TripleAlpha With DuraSpace
 

 

Browse

All of STIE EkuitasCommunities & CollectionsBy Issue DateAuthorsTitlesSubjectsThis CollectionBy Issue DateAuthorsTitlesSubjects

My Account

LoginRegister

Application

playstore


Copyright ©  Library of STIE Ekuitas
Jl. P.H.H Mustofa No.31 Bandung 40124 West Java Indonesia
Contact Us | Send Feedback
All rights reserved 2015 - @ TripleAlpha With DuraSpace