Analisis Tingkat Kesehatan Bank dengan Metode CAMEL pada 3 (Tiga) Bank Peraih Indonesia Banking Award (IBA) 2016

Abstract

The economic crisis that hit Indonesia at this time, one of them caused by the weakening of the Rupiah against the United States dollar (US). Bank as a supporting element of the economy should be able to show a good performance, have a good health. The healthiness of bank becomes something vital. CAMEL method is one of the method used to indicate the healthiness of bank, with some qualification aspects of Capital, Asset, Management, Earning and Liquidity. The aim of this study is to analyze the healthiness of bank in Indonesia Banking Award (IBA) 2016 “The Most Reliable Bank of Conventional National Bank” with asset more than Rp100 triliun. They are PT. Bank Central Asia, Tbk (BCA), PT.Bank Rakyat Indonesia, Tbk (BRI), and PT. Bank Negara Indonesia, Tbk (BNI) period of 2012-2016 with CAMEL method.The method used are descriptive and verification. The data obtained are secondary data derived from the financial statements of PT. Bank Central Asia, Tbk (BCA), PT.Bank Rakyat Indonesia, Tbk (BRI), and PT. Bank Negara Indonesia, Tbk (BNI) period of 2012-2016. This research show that the healthyness of three bank’s as the winner of Indonesia Banking Award (IBA) 2016, are healthy enough in period 2012-2016.